When providing advice on property financing, the following specific elements should be addressed in particular: Discussing and assessing the foreseeable need for renovation with the aim of motivating owners to deal with the issue of maintaining the value and energy efficiency of the property and thus also the long-term preservation of the invested capital, with a view to implementing suitable measures; If required, transparent presentation of financing options depending on the measures to preserve the value of the property in the long term and increase energy efficiency, including: a. Information on available public and private funding for building renovation, raising client awareness of, and where necessary offering financial support for, the issue of energy certificates; b. Information on independent experts and specialist bodies for the purpose of obtaining specific advice on the energy impact and financial effects of any optimisation measures (e.g. making buildings more self-sufficient through additional measures to reduce energy consumption or generate electricity and how these affect ancillary costs); c. Where appropriate, support with applying for funding measures. Even for existing financing without an upcoming adjustment, mortgage providers should make an offer available (through a combination of direct contact and/or website, for example), which points out to clients possible ways of increasing energy efficiency and shows ways of achieving this, including suitable finance.